What is the Best Car Insurance?

When it comes to finding the best car insurance, USAA and State Farm are the top contenders. According to our most recent data analysis, USAA has the highest overall score in our customer survey and also ranks first in almost every subcategory we analyzed. It also has the lowest rates among the car insurers included in our study. Our top five options for the best car insurance are USAA, Geico, State Farm, Progressive and Travelers. State Farm is the best car insurance company overall due to its affordable rates and excellent customer service.

Money's best option for the best coverage package is Amica Mutual, which also earned the highest customer satisfaction rating from J. D. Power. Geico is the highest-scoring auto insurance provider overall, achieving high levels of customer satisfaction in every region of the country.

This insurer is also one of the cheapest car insurance companies, making it a great option for drivers looking to save money on premiums. All major car insurance companies offer a variety of discounts that can save drivers up to 35%. According to the Power Auto Insurance study, Travelers scored below the segment average in almost every region, except New York. When selecting a car insurance provider, drivers should consider factors such as coverage options, customer service ratings, and discounts. Allstate offers a balance between affordability and good customer service, while offering its drivers the option to purchase new car replacement coverage. Geico offers accident forgiveness insurance, which drivers can pay to add to their policy or earn if they maintain a clean driving record.

Erie Insurance and American Family Insurance only operate in 12 and 17 states respectively. NerdWallet analyzed full-coverage insurance rates for 35-year-old drivers with good credit and no accidents, driving under the influence of alcohol, or recent traffic violations. The Hartford is an insurance company that offers excellent coverage and excellent customer service, but it's not for all drivers. It also offers insurance against mechanical breakdowns, a car warranty coverage option that covers car repair problems after the car's warranty expires.