Are you looking for the best car insurance in Malaysia? With so many options available, it can be difficult to decide which one is right for you. In this article, we'll provide an overview of the top car insurance companies in Malaysia, including Allianz, Etiqa, RHB, AIA, AMGeneral, AXA, and Tokyo. Allianz offers comprehensive motor insurance and a national automotive roadside assistance service called Allianz Road Rangers. Etiqa provides comprehensive private car insurance and 24-hour roadside assistance, emergency medical assistance, out-of-country assistance, and assistance to friends and family.
RHB offers comprehensive private car insurance with additional coverage options available. AIA provides financial protection through property damage insurance, life insurance and retirement solutions. AXA offers a wide range of services and benefits, including the improved private car SmartDrive. Finally, Tokyo offers hassle-free car insurance plans and a variety of add-ons. When it comes to car insurance in Malaysia, there are two main types: third-party and comprehensive.
Third-party car insurance covers only the cost of repairing the car of others involved in the accident. Comprehensive car insurance covers damage to your own vehicle as well as any third-party vehicles involved in an accident. It also provides coverage for natural disasters and used vehicles for commercial purposes. E-call insurance is an extension of comprehensive car insurance coverage. If you're involved in an accident and a third-party claim does not succeed, you can go to the Malaysian Motor Insurers Office (MIB) to file your claim.
The MIB will provide compensation related to your physical injuries but not for any damage caused to your vehicle. Before buying car insurance in Malaysia, make sure you do your research to ensure you're dealing with a legitimate company. We've compiled a list of the top 6 car insurance companies in KL & Selangor that are available to meet your needs.